In 2007 K-Rep Development Agency signed a five-year cooperative agreement with USAID (picture on the left) to expand the project to all the provinces in Kenya. The purpose of this 5-year follow on project is to perpetuate the development of a sustainable micro finance mechanism for accessing financial services to those infected and affected.The project works with APHIA II implementing partners, community based organizations and faith based organizations.

The partners provide care and psychosocial support to the clients. Interventions include access to credit to start and expand businesses, opportunity to save and training in business management skills.   The project has since had a positive impact on the socio-economic well being of our target population

Region of coverage:

• Nairobi Region: covers Nairobi, Thika, Nakuru,  Garisa and Naivasha field offices;

• Coast region: covering Mombasa, Kilifi, Kwale and Malindi districts;

• Mt. Kenya region: covers Embu Meru, and Nyeri districts

• Western Region: Covers Butere, Mumias, Busia, Bungoma, Kakamega and Eldoret districts.

• Nyanza Region: Covers Kisumu, Nyando, Rachuonyo and Migori districts

Client Profile   

“STRENGTH OF A WOMAN”              
 “It all begun in 1998….” says Amina, momentarily lost in thought and her face filled with pain and sadness as she begins to narrate the story of her life. “I was a vibrant lady in my early forties, going about my daily routine of business while balancing with home care, when my husband’s girlfriend and neighbor died. I was alerted by my friends at that time that she was my husband’s friend and he had been going to see her in the hospital secretly. Many people speculated that she died of AIDS related complications. I was devastated. Immediately I remembered that two years ago my husband had suffered a bout of tuberculosis but he had related the case to heavy smoking. I felt the urgent need to go for a HIV test. Unfortunately it was positive! I was shocked, angry, afraid, and felt lonely, unworthy, betrayed, confused……” she recalls wiping the tears from her eyes.    

After a few days, determined to establish the HIV status of her family, Amina took all her six children, last born being only one year old for HIV tests. They all tested negative. Relieved by the results, she resolved to end her marriage and move back to live with her parents in Uganda. It took her three years to be able to confide in anybody and when she finally opened up it was to her elder sister who convinced her to go back to her family for the sake of the children.

A breakthrough finally came when she met a lady friend whom they were in the same loan and saving group who confided in her that her husband had just been buried in Zanzibar but she opted to come back to her homeland. The husband had died of HIV and she too had tested positive. For the first time in four years Amina felt ready and safe to speak to someone else after returning from Uganda. After sharing her experiences this lady introduced her to a counselor at the Red Cross Kenya offices in Mombasa who was able to counsel her for a month and make home visits to ensure that she was going on well. It was here that she was introduced to a support group and she was elated to know that she was not alone. She joined the Home Based Care Workers under the Kenya Red Cross.

Amina learnt about K-Rep’s Savings and Credit Project for HIV/AIDS infected and affected persons (FAHIDA) in 2004 from the Project Manager of Red-Cross who introduced her to the Tushauriane group. she was attracted to it due to the other members who were PLWA’S and the loan interest rates were lower, repayments were more friendlier than that of the other MFI she was in and she learnt to save consistently. She has been able to take three loans so far……the first loan of 10,000, 2nd loan of 20,000 and 3rd loan of 30,000.  she invested the loan proceeds in her business, paid school fess for her children, and completed paying for a small piece of land at bamburi which she intends to pass on to her children. She runs a mobile business where she sells Vitenge and cosmetic, and sometimes does tailoring from her house.

Her greatest challenge is the fear of dying early and living her family; letting her parents know and seeing how they agonized over it; and eating well and keeping a clear and positive mind set at all times.

Some benefits she attributes to being in FAHIDA include being able to make very many friends through interaction; she has became a counselor, she is able to live every minute as though it were the last, and she has got a contract job at Bomu Clinic to care and counsel orphaned children living positively. 

Our contacts:

Head Office
K-Rep Development Agency
K-Rep Centre, 7th Floor
Wood Avenue, Off Argwings Kodhek road
P.O. Box 10528 – 00100 Nairobi, Kenya
Tel: +254 722 206039 / 254 733 630062
Email: kda@k-rep.co.ke

For more information about our services please contact the following Field Offices:

Busia Field Office:
Rastopark Building, Ground floor
Opposite Busia Police Station
Stella Chepng’eno: 0725 862535

Bungoma Office:
Cooperative House, 2nd Floor
Jescah Wekesa: 0721 390500

Nakuru Office:
Plutos Building, 1st Floor,
Opposite Nyayo Gardens
Benard Chege: 0725 291044

Nyeri Office:
Central Plaza, 3rd Floor
Kimathi Way
Kenneth Kimathi: 0721 598369

Embu Office:
KCB Building, 2nd Floor
Samson Katonde: 0729 376778

Meru Office:
Meru Municipal Council Building
3rd Floor, Rm 324/325
Irene Kimani: 0723 798173

Momabasa Office:
St. Peters ACK Church, Nyali Parish
Lillan Gitonga: 0733 675048

Malindi Office:
Malindi Complex Flat no. 25
Andrew Baya: 0724 844654

Thika Office:
Imara Plaza, 1st floor
Gladys Njuguna: 0722 878982

Nairobi Office:
Wakulima House, 6th Floor
Haile Selassie Avenue
Jimmy Rioba: 0721 590352

Kisumu Office:
Nafaka House, 1st Floor
Opposite Swan Centre
Frederick Ocholla:  0735 458425

Oyugis Office:
Olando plaza, 1st Floor
Jackson Obare: 0721 32295

Garissa Office
Maendeleo House
Ground Floor,  Room 5
Adan Osman : 0723 134809